Tuesday, February 14, 2017

Make Money on Valentines Day!

In honor of Valentine's day, I thought I would share 13 great ways to make money on Valentine's day. The original post is from WiseBread.com and can be found here. Enjoy!

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13 Ways to Make Money From Valentine's Day

While Valentine's Day is traditionally for lovers, it's also for savvy entrepreneurs. Instead of emptying your wallet to buy your special someone something special (aka "expensive"), you can actually turn a profit by setting up a side gig. Take advantage of the Hallmark holiday by raking in cold, hard cash with these 13 ways to earn extra money from Valentine's Day.

1. Create Handmade Valentine's Cards

If you're crafty or have decent graphic design skills, create your own line of heartfelt or funny Valentine's greeting cards. They're relatively easy to make — keeping them clever will probably be the hardest part — and you can sell them on Etsy, Bonanza, and a host of other sites that cater to handmade items. You'll can find colored envelopes at your local office-supply or craft store, and be sure to account for the cost of materials and shipping when pricing so you can make a decent profit.

2. Deliver Stuff

Not all local companies have the resources to offer delivery services, and that's where you come in. Identify some of the businesses that are particularly relevant around Valentine's Day and contact them to see what their delivery needs are. Places like florists, gift shops, and bakeries may be able to use an extra hand.
Bear in mind that this gig will likely be under-the-table because of insurance restrictions, so consider that before deciding if this is right for you. Even better, you may be able to score private gigs from, say, a guy who wants to send his girlfriend flowers last minute so he can save on the high shipping and delivery costs. One man's procrastination is your extra cash.

3. Play Chef for a Couple's Romantic Dinner

Are you a whiz in the kitchen? Offer to cook a multi-course meal for family, friends, co-workers, or even strangers who want to enjoy a relaxing Valentine's Day at home without all the hassle of cooking a romantic dinner. Plan a special menu of the couple's favorite dishes — complete with candles, ambient lighting, and mood-setting music — and set your fee to accommodate for the ingredients, travel, and time spent setting up, cooking, and cleaning after the meal.

4. Write Love Letters for Would-Be Casanovas

Most people aren't very slick when it comes to writing poetry or love letters, but if you're a gifted writer who can make people swoon in just a few sentences, putting sweet nothings on paper might be your money maker. (See also: 11 Life Skills That Are Now Completely Obsolete)

5. Plan Exciting Date Experiences

Everybody has their strengths, but men aren't always the best at planning special, exciting, or romantic dates. There are some creative dudes out there, for sure, but for the most part, the male of the species needs help in this area. If you happen to excel in this department, put together a few itineraries that are too good to pass up, and then do the due diligence so you can get paid by setting up the date to ensure that it goes off without a hitch.

6. Babysit or Pet Sit

All those parents you know — both of human and fur babies — deserve a break, too. And you can cash in big if you have the skills, certifications, and patience to babysit or pet sit while Mom and Dad enjoy a night out on the town.
According to UrbanSitter's 2015 Babysitting and Nanny Rates Survey, you're looking at about $15 per hour for one child and upwards of $20 per hour for three children. Add in a 15%-20% tip plus pizza money and you could take home a legit payday, albeit with a few more gray hairs. For pet sitting, you can expect between $10 and $15 per hour, as estimated by Care.com's pet care rate calculator.

7. Bake Valentine-Themed Goodies

What's Valentine's Day without dessert? That's the best part! Whip up your famous cookies, cakes, and pastries, and shop them around to local eateries (you'll fare better if you establish yourself as a small business with well-packaged goods and a business card; both of which are easy to do), or offer them up to your private network of friends, family, and co-workers.

8. Unload Unwanted Jewelry

If you have a collection of jewelry with which you're willing to part, you may be able to find interested buyers in your area. Instant-list apps like Wallapop, VarageSale, and OfferUp have made it simpler than ever to unload your items by snapping a photo, writing a short description, and naming a price.

9. Promote Your Party-Planning Skills

There may not be a huge market for amateur party planners, but it's worth a shot. If you're known for throwing memorable shindigs, you might be able to drum up some business. Shop the dollar stores for decorations to keep costs down.

10. Busk, or Serenade Couples

Throw a hat or instrument case on the ground in a well-traveled area and belt out love songs all day. If you want to be more proactive about it, take your show on the road and wander up to lovey-dovey couples for a serenading session. That dude would be a dummy if he didn't at least reach in his pocket for a dollar.

11. Photograph Couples' Special Moments

Valentine's Day, with all the sentiment that surrounds it, is prime time for weddings, engagements, and other relationship-specific photo ops. If you're handy with a camera, offer to snap shots of the special moments that the happy couple will cherish forever.

12. Draw or Paint Couples' Portraits

You don't have to be a well-established or recognized artist to sell your work. Some couples may enjoy the prospect of being drawn or painted, not only as a Valentine's Day activity, but also a gift to themselves that they can hang in the home as a reminder of their love.

13. Host a Singles Party for All Your Lonely Friends

Planning on spending Valentine's Day alone? Not anymore. Host a party at home for singles, if you have a large and diverse network of friends. Charge a few bucks admission to cover the cost of food, décor, drinks, and so you can walk away with a reasonable wage.

Financial Samurai Repost - No Excuses

Hello readers,

Below, I have reposted an article from one of my favorite personal finance blogs, The Financial Samurai. In this article, the author Sam Dogen describes how even janitors in San Francisco can make six figures a year. It's all about working hard! Enjoy.

"Abolish Welfare Mentality: Janitor Makes $271,000, Why Can’t You Too? - Full article here


Let me paraphrase an insightful passage I read that describes the difference between someone with a welfare mentality versus someone with an abundance mentality.
A guy looked at a Corvette the
other day and said to me in a disapproving tone, “I wonder how many people could have been fed for the cost of that car?”
I replied, “I’m not sure. It fed a lot of families in Kentucky who built it. It fed the people who made the tires. It fed the people who made the components. It fed the people who mined the copper. It fed the people who made the trucks that hauled the copper ore. It fed someone who helped sell the car.”
That’s the difference between having an abundance mentality and a welfare mentality. When you buy something, you put money in people’s pockets and give them dignity for their skills.
If you don’t know by now, many people make or have A LOT more than you think. When you see people playing tennis in the park or lounging around at a cafe on a weekday afternoon, it’s unlikely because they are unemployed. It’s because they either don’t need to work or have flexible business hours.
Every week I hear a new story about a person who makes or has way more than you’d ever expect. I’ve shared some of these stories with you.
Uber drivers who make more than their Uber corporate counterparts.
* A ~22 year old female art student from China who bought a $2.25M home for cash.
* The 26-year-old non-techie who landed a $250,000 pay package at Airbnb.
* 100,000+ millennials who expect a ~$1.1M inheritance.
* A University of New Hampshire librarian who left $4M to his school.
* A food blogger who makes $500,000+ a year.
* A Hawaiian entrepreneur who started a greasy spoon franchise and was selling his $8M house that only another entrepreneur could afford.
The point of these posts is to highlight what’s financially possible. Going to a good school to get a job in a traditionally lucrative field isn’t the only way to make good money. Just because you couldn’t get into the greatest school on Earth, The College of William & Mary, doesn’t mean your life is over.

Too many people tell themselves they don’t have the knowledge, skills, connections, background, or pedigree to get rich. Some even stunt their growth because they believe their race, gender, or sexual orientation puts them at a disadvantage.

What a shame to think this way when we have a half black president, plenty of first generation immigrant multi-millionaires, a gay CEO at Apple, a Chinese mayor of San Francisco, and J-Lo! Heck, we even have a man who said a bunch of offensive things and still got elected as the 45th president of the United States. Anything is possible folks!

Six Figure Janitor Cleaning Up

Let’s say you still don’t believe you can be rich despite all my examples. How about this example of a Bay Area Rapid Transit janitor who made $235,000 in 2015 thanks to $165,000 in over time pay!
To be a janitor, you don’t need to go to college or vocational school. You don’t need to be a certain race or sex either. All you’ve got to do is be willing to clean unsightly things. In other words, practically everybody can be a janitor, unless you’re too proud.

What’s great about this story is that Mr. Zhang didn’t just accept his $58,750 base pay. He decided to take advantage of the BART overtime system and work harder. San Francisco has a monster $9.5 billion annual budget. We also passed an enormous $3.5 billion new proposition to improve the system. Why not get your honey money too? Mr. Zhang actually grossed $271,243.02 in 2015 if you include his benefits. Over the last three years, Mr. Zhang received a combined $682,000 in pay and benefits over the last three years, averaging $227,000 a year.
“Almost every day of the year Mr. Zhang is cleaning our stations,” BART spokeswoman Alicia Trost said. “He is signing up for time that is also available to others — if he doesn’t take them, someone else will. Station cleanliness is a priority for us.”
Did you get that folks? Mr. Zhang wasn’t a “privileged janitor” who got allocated more time than others. All he decided to do was out work his colleagues. Unlike some people who found Mr. Zhang’s compensation outrageous, I say well done sir!
For those of you with similar or more “advantageous” backgrounds, there’s no reason why you can’t make as much as Mr. Zhang if you really want to. If you disagree, tell me why in the comments section.

Traits To Adopt To Be Rich

If you want to be rich, adopt these traits.
Work ethic. 40 hours a week is an arbitrary amount of time to work. There are 168 hours in a week. If you worked just five hours more a week, think about how much more you could make or do with an extra 260 hours a year. Mr. Zhang decided to work almost every day of the week for years! You might not have the same chance, but at least you can work on your side business during the weekends.

Desire. You’ve got to really desire to be free. If you’ve got a cushy job that pays you just enough not to leave, then you’re probably just going to stay put and surf Financial Samurai most of your working hours. Remove the complacency IV from your vein.
Risk taker. Put yourself out there. Rejection is just the name of the game when you are constantly taking risks. But if you’re never failing, then you aren’t trying hard enough. It takes effort to find optimal levels of happiness.
Open mind. Think about the many different ways there are to cook fish around the world. There are even more ways to make money and live a lifestyle you want. Read, watch, learn and participate to open your mind.
Humility. Don’t be so arrogant and presume that your way is the only way. Be humble enough to realize when you’re wrong. And when things start to click, be humble enough to remember when things went wrong. Things can change instantly.
Leverage. “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world,” wrote Archimedes. An individual can only put in about 70 hours a week of before they start breaking down. Instead, leverage technology to reach more people. A website’s quality remains constant 24/7.
Organizational discipline. Think about all those people who’ve made a ton and now wonder where it all went. Once you’ve got a solid handle on your money, you can invest your money in the most optimal ways possible. Tracking your finances through a free financial app is a no brainer.

Believe In Yourself

Thinking about creative ways to earn more is hard. It’s why so few people offered their ideas when requested in “Get Rich By Predicting The Future.” But I promise you that it becomes easier building wealth the more you practice.
Take a look at this priceless piece of artwork below. It’s called “Into The Night” by an artist that’s been featured in many major media publications. Notice the intricate battle between light and dark. It’s a metaphor of our daily struggles where we’re constantly trying to overcome our laziness and fears. If you let your eyes relax, you can see darkness winning the battle.
The painting is exquisite and would sell for over $100 million if Jackson Pollock created it.

Alas, I created this painting when I was 26 on my now rental condo balcony. I used some leftover blue, white and black paint to get creative while waiting for the rooms to dry. Then I created a yellow and black version. Then I created another, and another, and another until I ran out of paint. Then I cut off my ear like Van Gogh! Just kidding.

Yes, my art might look like chicken scratch to you. But to me, they are beautiful because I never thought I’d be able to create any type of art at all until I tried. If I had kept practicing my art every week for 13 years, I’m sure I would have a portfolio of amazing work. No wonder why schools try to expose kids to everything just in case something sticks.
Although I gave up art as a young lad, I didn’t give up my creative writing because I believed in myself. Every week someone who doesn’t write for a living tells me my writing sucks. If it’s not my writing they’re criticizing, it’s my website design. If it’s not my website design, it’s my intelligence. The body blows keep coming and I keep advancing. Thank goodness because being able to do something this fun in early retirement is truly a blessing.
If you find yourself chalking up someone’s entire good fortune to luck or if you catch yourself criticizing another for their efforts, slap yourself in the face. Your welfare mentality is keeping you down. Mr. Zhang is out there hustling. So can you."

Monday, February 13, 2017

Now Offering Free Trials!

It's not about how much you make, but how much you keep! A dollar saved is a dollar earned. I have start posting links to free trials for all my readers to take advantage of! Various Amazon Services (Kindle, Music, etc.) and viewing services (HBO, Showtime, etc.) are available to you for free on the right hand side of my website. Enjoy!

Also - I have removed ads from my site to improve reader experience :)

Wednesday, February 1, 2017

Educate yourself! Learn THEN earn!

Tim Ferris has come out with a life changing book, where he shares his key takeaways from conversations with Billionaires, Titans, and World Leaders! Order the ebook summary today for only 99 cents, no need to waste your time reading the entire book.

Summary: Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers by Tim Ferriss